by druidabruxux./Congratulations people of Egypt

Question by OliveSorceress: Harassing daily calls from debt collecter called Portfolio Recovery?
Is anyone else getting bizarre calls from Portfolio Recovery? They say I owe on a Visa bill from 1993! I told them I did not and they keep calling with threats and insults. I told them to take me to court and get a judge to order me to pay after they prove the debt is real.

The calls started sometime last summer and this is the first I’ve heard that I owe money from 1993.

Are these people are valid company or are they manufacturing /buying fake debt records?

The telephone number they are contacting me on is in Illinois. To what government agency can I report them to?

Best answer:

Answer by Laissez-Faire Guy
Tell them that this is not a valid debt, and instruct them to stop calling you, or you will sue them under the provisions of the Fair Debt Collection Practices Act.

If you have an answering machine, inform them you are taping that call and then read them that statement. Then tape any future calls. Keep a written log too.

You should also follow up with a written letter stating the same, sent certified mail.

Under the Act, you really can sue them if they continue contacting you, except if they notify you about a complaint they’ve filed.

Report any problems you have with a debt collector to your state Attorney General’ s office and the Federal Trade Commission. Many states have their own debt collection laws, and your Attorney General’ s office can help you determine your rights

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